The very phrase “Student Loans” is approaching boogeyman level fear and apprehension, especially as debt levels have risen to record heights in the past decade. StudentLoanHero.com is a great resource for ideas and tips on how to manage this burden to your best advantage while still fulfilling your obligation. In their article How To Choose the Best Student Loans, college counselor Kristen Moon, founder of Moon Prep, offers her advice regarding the differences between federal loans and private loans, as well as the lesser-known rules of each option. Before you borrow, read the article here and become more student loan savvy.